Sunday, November 21, 2010
Article on getting others to read your blog I found
1. Are your colors easy on the eyes?
People are not going to stick around to read a blog that strains their eyes. Pick some easy-to-read colors, like dark gray or black text on a white or off-white background. If that is too plain, at least use dark colored text on a very light background.
You can always dress up the look by putting more color in your heading and sidebar, or add some images.
2. Is your font easy to read?
Take a good look at your font. It may be cool, but is it easy to read? Many Web designers will tell you that the best fonts for the Web are Verdana, Georgia and Lucida Grande.
3. Can people figure out your navigation?
How many times have you visited a website, only to leave because, after the front page, you couldn't figure out how to find more content.
You might think your blog is easy to navigate, but you are used to it. Ask a friend to see if they can figure it out. You might be surprised. (Especially if that friend is not very Web savvy.)
4. Does it look like spam, with ads plastered everywhere?
You should see more content than ads!
5. Do the links stand out?
On some blogs, the links are only subtly different from the rest of the text. If I have to squint to figure out if it is a link, people are not going to read it.
6. Do your pages take a long time to load?
Check your actual page load time. People will not stick around long if navigation is slow. Try to get your page to load more quickly. Maybe you have too many widgets or your images are too large. Adding width and height attributes to images makes them load faster, too.
7. Does your page look funny in other browsers?
If you have Internet Explorer already, download Firefox and test there, too. If you always use Firefox, test in Explorer. Those should be the minimum you test, but test more if you can.
Also, change your screen resolution (can be done in your Control Panel in Windows) to see how your site looks in different resolutions.
Saturday, November 20, 2010
Friday, November 19, 2010
End to my first week and its been a good week.
The website continues to be a work in progress. But I'm making good progress. Roberts site is gaining in the search engines. I've set up a blog, a twitter account and am looking for a newsletter to insert. After all why recreate the wheel :). I really would like to purchase a new desk top within the next few weeks. We've spent quite a bit of money this week. That's one thing that is really hard for Robert. He doesn't seem to have a good grasp on budgeting and has no problem running out to buy anything and everything. I came up with the idea that during Tax season we should have RP Tax shirts that we wear when we are working with the different companies that he wants to work within. Of course he wants to run out right now and buy them. Unfortunately this is not a good idea. He on the other hand thinks well why not. Well because on the list of things that need to be purchased that is low on the priority list. This will be the largest source of contention for us. Grrrr.
Thursday, November 18, 2010
911 operator how can we help you?
Couple of minutes later a single police car pulls up and he looks in the car, the driver has left the scene. We look down the street and there is a man walking down the street. The officer jumps back into his car with his lights flashing and takes off after the man. They get him. 3 other police cars pull up. One walks over to me and asks are you the one that called it in. Yes I am. Did you see the accident? Nope just heard it and woke up. I walked up to the car and did see that there was only one person in the car. It was a white male. But that's all I could tell you.
Wednesday, November 17, 2010
Get into the Groove, You've got to move
1. Although I may work from my home I will get up everyday and act as though I am going into the office. I will get dressed, make my bed, comb my hair and brush my teeth.
2. I will take my med's (diabetic junk) daily and not forget just because I am home being lazy.
3. The TV will not go on before 4PM if at all during day light hours
4. I will incorporate some sort of exercise program into my routine.
OK there I've written it down. So let it be written so let it be done. (I think that's from either Ben Hur or the Ten Commandments movie)
I woke up at 5 this morning as usual went straight to my computer and began working on the company website. Lots of work to do there. Robert started the site and I'm taking over so it will be a work in progress for some time. After 2 hours of working on the site I had to walk away for a bit because I became frustrated with the slowness of Roberts computer so I let it sit for a minute and took a shower and got ready for the day.
I'm back working online. I am determined today to get all of the client filing done today and to work on the client data base. Ahhh to be busy. Wouldn't have it any other way.
Wednesday, November 10, 2010
Pictures
Christmas list
Tuesday, November 9, 2010
Brownie mix on sale
Friday, November 5, 2010
Faithful Mortgage Payments and Their Effect on the Economy
Faithful Mortgage Payments and Their Effect on the Economy
[1]RISMEDIA, November 5, 2010—(MCT)—For almost two years, home foreclosures have swept the nation, spreading misery among once-buoyant families, spattering lenders with red ink and undermining efforts to restart the economy. But a bigger problem may turn out to be the millions of Americans who are still faithfully paying their mortgages, but on houses worth far less than before the bubble burst. It’s not that these homeowners will stop making their payments. It’s just the opposite—that they will keep doing it.
How could that be a source of future trouble? Because, with home prices stagnant in much of the country, payments on mortgages that are underwater could absorb billions of dollars that might be used for other forms of consumer spending—a drag on family finances, the housing market and the overall economy. And the drag could persist for years.
Of the estimated 15 million homeowners underwater, about 7.8 million owed at least 25% more than their properties were worth in the first quarter of this year, according to Moody’s Analytics’ calculations of Equifax credit records and government data.
More than four million borrowers, including 672,000 in California, 424,000 in Florida and 121,000 in Illinois—three of the biggest real estate markets—were underwater more than 50%. Their average negative equity: a whopping $107,000.
Many of these homeowners are paying much higher interest rates than the latest national average of 4.25%. They still have jobs and can afford to make the payments.
But they can’t refinance because they owe too much. That home equity line of credit isn’t going to happen. Even ordinary loans may be impossible to get. And selling the home at a huge loss is out of the question.
Nor can most underwater borrowers take advantage of the Treasury Department’s loan modification program, which generally requires a job loss or another kind of hardship. In other words, they’re stuck.
Heather Hines and her husband reflect this new reality. They owe $415,000 on a Santa Rosa, Calif., town house they bought in 2004 for $430,000. When the county appraised the three-bedroom home a few weeks ago, it was worth $246,000—even less than a year earlier.
The couple had planned to move to a larger home after their two grade-school children became teenagers, but now that looks impossible. Their house needs a new roof, but they’ve put off replacing it for more than a year.
“It’s hard to think of making that investment when you’re hundreds of thousands of dollars underwater,” said Hines, a city planner who, like her husband, is employed and has an advanced university degree. “It just feels hopeless. What are we supposed to do? It feels like we’re never going to see any equity in our home.”
Theoretically, the Hines family could walk away—stop making the mortgage payments that consume a big part of their income. But defaulting would ruin their credit and have other negative consequences. So, she said, they’ll keep paying and hoping for the best.
Unhappily for the rest of the country, that’s not the end of the problem: The Hineses’ financial bind will ripple throughout their community and the larger economy. The real estate market depends on such homeowners being able to sell and move up; without them the trade-up market can’t grow. Meantime, the Hineses will keep delaying that new roof, depriving a local roofer of business. They’re unlikely to redecorate or upgrade the kitchen either, as millions of families were doing before the recession—more potential losses for local businesses, not to mention the car dealers, clothing and consumer electronics stores and manufacturers of the products that the Hineses won’t buy.
Weighed down by the huge debt on their house, they will also be a lot more cautious about how they use credit cards. Big family getaways in the summer? Forget it, Hines said. Multiply such sentiments by millions across the country and that translates into lackluster private spending, which accounts for 70% of the American economy. “Families have not yet boosted their spending above the levels preceding the severe cuts they made during the recession,” William Dudley, president of the Federal Reserve Bank of New York, said in a speech last month. “This frugality stands in stark contrast to the first year of recovery from previous deep recessions,” Dudley said.
In prior downturns, the housing industry and consumer spending powered the economy back to strength. Home building not only created construction and finance jobs, but also fueled manufacturing of glass and lumber, furniture and appliances, and a host of other goods and services.
In normal times, the U.S. should be putting up about 1.7 million new houses annually, but this year it’s running at about 600,000, economist David Crowe of the National Home Builders Association said. He thinks it will be three years before home building returns to its potential.
Rather than going out on their own or starting families, young Americans are doubling up with friends and relatives, saving more and paying down debts. Older Americans are staying in their jobs longer, hoping that the single biggest asset for most of them—their homes—will recover in value.
But nobody expects a return of rapid real estate appreciation any time soon. If home prices were to rise at an annual rate of 3%, not an unlikely scenario, it would take the Hineses about 11 years to get to a point where their mortgage balance was even with their property value.
Refinancing the Hineses’ 6.5% interest loan could be a big help, saving them almost $600 a month. But lenders won’t even consider them. And unless borrowers fall behind on their mortgage payments or face a high risk of defaulting, there’s little chance that lenders, even with federal incentives, would reduce their principal or lower their interest rates. “They feel completely left out,” said Fred Arnold, past president of the California Association of Mortgage Professionals, referring to many underwater borrowers. “If you stop payments, you have a much better chance of getting a modification,” Arnold said. He contends that the federal government should set aside funds to help more borrowers refinance: “It would put immediate money into the economy.” But that’s not in the cards, especially with budget deficits weighing on Washington and the American public. Eventually, economists suggested, a lack of options will push more underwater borrowers to walk away from their mortgages. But in the meantime, the stress on families, the housing market and the whole economy will continue. Mike Saint-Just doesn’t see a lot of room to maneuver. In 2007, he put down $125,000 on a $230,000 one-bedroom condominium near Palm Springs, Calif. County tax authorities say it is now worth $87,000. After tapping a home equity line of credit, Saint-Just owes $143,000—about two-thirds more than the value of his home. Saint-Just draws a federal pension, enough to stay current on his loan but not much more. When he asked his lender about getting a new loan with lower rates, he said he was told he was too far underwater. The loan officer “did say I could go into foreclosure and hope, maybe, they might do something. And they might not, in which case my credit would be ruined and I’d be out the door of the unit,” he said.
So Saint-Just keeps making his monthly payments and cutting back on nearly everything else. “It means dropping grocery stores and going to Wal-Mart, the 99 Cents store for food and generic items,” he said. With the winter coming, he’s preparing to dress warmly to save on heating. That may get Saint-Just through the cold weather, but it may leave the overall economy to shiver.
(c) 2010, Tribune Co.
Distributed by McClatchy-Tribune Information Services.
Friday, October 29, 2010
Tax Season is coming.....
He is expanding to Alaska this year and so we're looking at a mobile office. My idea :) I think it makes sense. Rentals on a large motor home during off season in Alaska are reasonable (no different then a hotel room) and we would be able to relocate as business requires for a week or two at a time. Currently he is servicing clients in Utah, California and Hawaii. We will add Alaska this next year.
We're upgrading our hardware (buying another computer) and just purchased quickbooks so that he will be able to take credit cards and debit cards as well. Much to do. Much to do Oh if you would like to visit his website http://www.rptaxservice.com/. Don't forget to referr a friend!
Wednesday, October 27, 2010
Starting a new business
I've got a really great source in Hawaii and things kinda just fell into place. I guess you can say it happened from years and I do means years of my sister and I flying back and forth to Hawaii to hand carry lei's back for our kids graduations. Utterly hundreds of leis. Dayna's highschool graduation every single graduating student had a lei. Then there was Rianne's wedding and you might remember every single guest received a lei again all flown in from Hawaii.I took a flowering arranging class in high school through our ROP department and I guess you can say there began my interest in flowers which then lead to party planning. When I was first married and starting my family money was always tight and I was always looking for ways to make extra money so one year I hit my parents up during the holiday season and somehow was able to score a job making the center pieces for several big events which actually gave me my Christmas money.
Monday, October 11, 2010
Planning another party.....with one week notice

Ok leave it to my sister to throw a party with one week notice. Gotta love her I can do it attitude. But well truth be told I have so many party ideas that what the heck it could be 2 hours notice and we could still do it...LOL
Ok so here goes for ideas. It is a Grandmother Baby Shower - yes you got it right. I actually had to look it up because I had never heard of such a thing but apparently this is a new trend with so many parents returning to work (due to bad economy they state) many grandparents are baby sitting and actually raising their kids kids so there a growing set of grandmothers throwing their own "Grandmother Baby Shower" in order to have all the basics at their house as well. I guess it makes sense?? I'm just going with it as it just another reason to have a party.
So the theme: Its October so why not go with the whole fall look and feel of things. I'm big on using the season as a theme. Decorations are abundant and usually can be found on sale some where. I am thinking for our favors: you guessed it Candy Apples, (for those of you following my blogg you will recall last year we made candly apples for the primary party at church and they were such a hit we made them again for the youth) for the decor, fall leaves and small decorative pumkins. Since this is at a resturant (not my choice) but easy clean up and minimal decorations we don't have to go crazy with everything. For the center of the table along with the fall leaves and think we can use the small pails and fill those with fall candy like candy corn and those cute little pumkin ca
ndies.Along with those pails I thought these litte lanterns would look nice on the table just for a decorative piece to mix things up and add just a bit. I will have to think about what we want the card to say that is attached to the candy apples but I think Jenn is better with that kind of stuff I of course will make the cards but she is good with the wording.
I'm going to run over to the local party store in Newport they always have
really nice decorations for more intimate parties. Everything there is so expensive but they have great ideas. Here is a picture of the lantern which is made of the same metal the little buckets. Oh I will have to remember to go to World Market and pickup those cute little scoopers they have for the buckets so people wont have to dig into each bucket for candy.Oh I should mention that my sister is throwing this party for one of her best friends. That is a good thing to mention since most of you are reading this wondering if my sister is throwing her own Grandmother shower well no she is not it is for Sina.
Sunday, October 3, 2010
We're going to Utah next weekend for Dicky's sister in laws wedding. Really though its just an excuse for us to go and check on the house and hopefully arrange to get the tree's trimmed there before the winter weather sets in.
I have just about 2 months until Thanksgiving. I think though most of the ground work has been laid so we're in pretty good shape. I'll have to start storing a few things here and there and we'll be good to go. Water, paper products and such. All good.
Alright that's it for now.... :)
Thursday, September 23, 2010

Tuesday, September 21, 2010
Tailgate Parties
Now is the interesting part..... the game started at 5 and they all left around 11AM. REALLY??? what the heck do you really think that it warrants leaving work early. I mean honestly how would you feel if I walked into my boss's office and said "hey um I need to leave early Thursday morning because Bloomingdale's is having a sale that starts at 8PM but I need to get in line. I mean really???
I'm really wondering about the mental state of these men. If my husband told me he was leaving work early to go sit in a parking lot of a football stadium I would really have a hard time with that and would tell him so. I mean come on.
Thursday, September 16, 2010
yes i know there is an error -
Moving right along......

This is the lattic that I will be using to hang the pictures on i may drape material for accent not sure? I'll play with it once I have it up
My cupcake stand. The black ribbon is inter-changeable for any occasion. I have several different colors but will be using the black
My cupcake cups cute don't ya think :)Party Planning and having a full time job is really pushing my limits...LOL. Anyways. OK ordered the pannels. I'm asking that Roberts sisters email me their favorite photo's of their mother to which I will blow up to 16x20 and hang them on the pannels and place these around the room. Did I mention I'm having cupcakes for sweets at the party.... too much??? oh I don't know but ya know what Robert likes it to I'm going with it. The image above is my cupcake stand I will be using and i found black and white poka dot cup cake holders so it will be fun.
Tuesday, September 14, 2010
WOW its September....


I'm preparing for our BIG KENISON THANKSGIVING dinner. My sister is completely stressing me out about this in the fact that we operate in two very different styles. I am a folder and calendar task list kind of person (carried at all times) and she is a hey it got done didn't it kind of planner. Although I am always amazed she does accomplish the task just not the pace I would like to see. Oh well end results are good....... right???
Ok so we're debating back and forth on the location of the dinner. This is Jen's project and i need to quit bugging her about it but I need to have the location stated on the invites. I created an event on facebook and at this point it seems to be the best source for getting the information out. I've also created a newsletter/update information sheet and plan to have another one go out this week as soon as Jen can get back to me with her assignment. I will then email and facebook everyone with the next update.
Decorations have been assigned out to Danielle which will take a load off of me however I will have to drive her with this as well. Her budget is $500 or so and so we will see what she comes up with. Does that sound reasonable? Not really sure but I am sure we have to reevaluate as we get closer. Lucky for me I have tons of Thanksgiving decorations I use for my home so I will incorporate some of this into the decor of the dinner. I've also asked Danielle to pay attention to pumpkins this year as they are a cheaper type of decor to have around the room.
I have begun scanning photos for the slide show. I'm trying to give myself enough time to complete this and be able to burn copies for the group. Unfortunately I think my brother has most of my moms photo albums. Actually not sure where they might all be. I only had a few and I mean a very few.
On top of all this I am also doing the decorations for Roberts dads party he is having. It is a memorial party for his mothers one year anniversary of her death. I've created a banner for the event and have been looking at center pieces and room decor. Its pretty tough since what would be considered too much of a party and less of a memorial however I am taking my lead from his dad who has hired a band for dancing and a cater for food so apparently this is a PARTY...lol. My sister and I were laughing with him the other night and told him it was his coming out party which he got a big kick out of. So anyways we will see. I've ordered a few things to see how they will look so we will see. Above you can see the center pieces I am considering. The runners are the ones i will be using. Is white and black odd for a memorial party? Oh well thats what i'm planning so we will see. I'm thinking of throwing in an accent color but that will depend on what i can find.
Monday, August 30, 2010
Tiave family wedding in Hawaii
Friday, August 27, 2010
This is a photo of our Thanksgiving last year. It was a much smaller group but it was our first. If you can believe it that's only three families. My girls aren't even there.Karol Barber Riches put this together and did a great job. We played volleyball, bingo and musical chairs. There was so much food. She really out did herself. Great day.
Pictures of Thanksgiving past. My mom was still with us so as you can see by the photo my brother and his family were there. Since my mother has passed we have not spent another holiday with my brother and his family. Quite sad but it is what it is. Some day we hope they will join us but until then we will keep inviting them. In this picture we are playing our traditional Bingo game. Robert's family joined us this year as you can see his mother in the photo as well. She is no longer with us as well. We are coming up on the year anniversary for Roberts mothers death. His dad is planning a party at our ward to celebrate. I'm really not sure what that is all about but I guess its a Thank you party to the ward for their contribution to her funeral. I didn't realize you do these things but apparently they are done so it should be interesting. I don't think any of Roberts brothers and sisters are coming out for it. Actually that's not true I believe Lisa and her husband will be here but Dicky and Ruby will not. They are all planning on going to Samoa for the celebration there will she will receive her headstone.Thursday, August 26, 2010
thanksgiving.....

Thursday, August 19, 2010
Dayna is home
Looking forward to our little vacation this next weekend end. Going to Hawaii for a wedding in the family. So looking forward to sleeping in, laying on a beach and generally just relaxing. Ahhh I can practically smell the flowers and hear the ocean..... ahhhh :)
Thursday, August 5, 2010

Wednesday, August 4, 2010
Hawaii here we come

Ok looks like we're going to Hawaii for a family wedding and vacation. Gosh I really need one. Haven't been anywhere since March. Robert and I went to Vegas and Hawaii all in a week but its been work work work since then and I'm ready so off we go. I think we are leaving on the 26th or 27th of this month. Updates to come :)
Dayna will be home for Europe, but wil be starting school soon so not sure if she will be going. Jenn and her family will be going so should be a fun trip. Looking forward to relaxing on the beach and seeing the new show at PCC.
Thanksgiving planning

Ok so this is really pretty and we already have the vases for this so hmm this would actually be easy and quite inexpensive as far as a center piece. I really do like the whole branch thing from the other photo but this might be easyier. It was also suggest to make things fun we have each family decorate their own table and have a contest for it. That would kind of fun but difficult for those that travel a distance. Something to think about.
Tuesday, August 3, 2010
August
Monday, July 19, 2010
A favorite child....
How did this happen? Is it really possible to favor one over the other. I mean I am closer to one then the other but I don't think I favor one over the other..... I don't know I have to really think about this. Hmm
Monday, July 12, 2010
Let the planning begin.....

Sunday, July 11, 2010
Family History
David Kenison, my great grand father was born in Denmark, there were three brother each decided to go to different parts of the world. So as the identify their decendants my great great grand father decided to stay with the orginal way of spelling Kenison with one N. The other said he would spell his with two N's in the middle and the third spelt his name Keniston.
My great great grand father David Kenison settled in Canada then to Nova Scotia where he was engaged in ship building like his father before him. There he married, one of his children David worked with his father for while, when his mother dies he left home and his father married again.
So David my grand father too to the sea and finally worked his way up to be a captain of a sailing vessal. He sailed to South America then he sailed to the Pacific Ocean. That is where he first saw Samoa of course he couldn't stay there as the ship did not belong to him. Then he sailed to New Zealand and it was there his ship was wrecked off the coast near the Bay of Islands. He stayed there for some time. There he married an Army Captains daughter her name was Ann Elizabeth Cribb. Their first child was born there this was David Jr the 3rd.
When hewas two years old Captain Kenison decided to go to Samoa to live. They arrive in Samoa in 1866. He started a cotten mill and did very well until big flood came and washed the mill away together with all of his savings. Which he kept in a trunk at the mill. So he was left penniless.
Next he built himself a boat, so he could go freighting around the islands for copra. He was successful in this venture. My great grand mother died in November 1987 and was buried in Saniatu, Upolu Samoa. It was about 1899 that great grandfather brough his family to Salt Lake City Utah. he was there a couple of years and he met and married Fiau'u Fanene the from this marriage he had one daughter Leah Kenison she was born on the 4th of July 1905
Grandfather Kenison went back to Samoa about 1914 he lived at Fusi Upolu until his death in April 1919. he was buried at Sauniatu near his first wife.
(This part was hand written on the document)
My father stayed back in Am Samoa until my mother died but he sent my older sisters to school in Utah Carrie, Maggie, Florence and Maria. In 1897 he had 11 boys and one girl
Saturday, July 3, 2010
July 3rd, Moms birthday

In the end we both know how much we both miss our mothers and know that their memories live on in us.
Friday, June 18, 2010
6 months where has it gone???
OK lets see Dayna, well Dayna is is Europe for the next several months. She and a friend left last Monday night and will not return until August. I will be sitting on pins and needles until then but I know that is an awesome experience for her and look forward to all the great stories she will tell when she gets home.
When she gets home within days she will start Law school in San Diego. It will be a rough 3 years so she thought this would be her last big trip until after Law School so off she went.
Danielle, well Danielle moved home last December. Robert is thrilled to have her home as she often cooks dinner for the two of them and generally is around for him to chat with since I am gone during the week. I love having the girls home and there is just never enough time spent with them.
Robert, well this week Robert is in Utah working on the house there. Dayna has moved out of the house and so good ole Robert has gone up to pack her house up and move all of her things down to California. Unfortunately for us her stuff will sit in our garage for the summer. Robert has found a couple of girls that will rent out the house and so he is working on getting the house ready for the new renters. I'm quite proud of him as he took care of all the paper work and worked on the house all by himself. This was a new experience for him and he did well. :)
As for me I'm still working in San Jose and commuting each week from home. Staying in a hotel weekly has still remained the norm for me. I'm still the Young Women's 1st counselor in our ward. Jennifer and I have started a sort of tradition this year and have breakfast every Saturday morning together. I really look forward to it. Both our husbands come with us and its a way for us to catch up on the kids and what we're doing as well as just gab about anything that comes to mind.
Ok so I'm going to try and do a better job of keeping up on this blog so that I can better remember things. So I'll be back....
Sunday, January 24, 2010
January is almost over
I am happy to report that I've been able to bring my sugar count down by nearly half of what it use to be. The doctor has put me on Metphormin, actos and oh something else and the combination of the three seem to work. That and I am actually taking my pills regularly and quit regular soda and have actually made it to the diet soda side. I've also through controlling my sugar level have reduced my thirst. I was drinking and peeing like there was no tomorrow but that seems to have all cleared up now. LOL funny how that works I knew all that but painfully suffered along not willing to give up my soda. Oh the things we do to our bodies.
Ok so giving up soda allowed me to loose 15 pounds. I thought it would be more but oh well happy with that the problem now is that the medication is allowing me to put back the weight. I gained 5 lbs over the past 30 days. These are actual numbers per my doctor visits. My doctor wasn't worried about it although my last visit he said "you need to loose 20 lbs" and so I was a bit confused but i think he realized that the pills would put weight on first and then I had to start working out to loose the weight once I leveled out my sugar count and such. At least that makes sense to me.
Oh well Robert is in Hawaii for the weekend. Its Tax season so he's working with his clients there. Interesting I think he has more clients in Hawaii then here in Cali. We're going Back in a couple of weeks. I'm just tagging along for the trip. I haven't had much time to read and so I plan on just sitting around reading.
Gotta get going now - I'm starving.









